How Do Travel Credit Cards Usually Work?
Travel credit cards are a new form of credit cards that have evolved to address the needs of consumers who travel frequently. The best travel credit cards help save an enormous amount on flight tickets and offer you rewards for the amount you spend. To provide these credit card facilities, banks and financial institutions usually tie up with airlines and other travel service providers, such as MakeMyTrip and other aggregators. All the leading banks in India offer several credit cards that can significantly reduce your travel expenses.
Before choosing which credit card you invest in, it is better that you compare credit cards and assess the different benefits and advantages offered by each of them. Most credit cards also have a certain annual fee associated with their usage and a joining fee, so it is better to choose the best travel credit card on the basis of these parameters as well.
Best Travel Credit Cards in India
There are several travel credit cards available in India, which makes it essential to compare credit cards and pick the one that best meets your requirements. Read below to learn about the best travel credit cards in India.
6E Rewards XL – IndiGo HDFC Bank Credit Card:
| Welcome Benefits | Rewards Rate | Joining Fee |
| 1 Complimentary 6E Prime add-on | 5% on IndiGo flight tickets | Rs. 2,500 + GST |
| 30% off vouchers for a stay at Accor Hotel | 3% on grocery, dining, and entertainment | |
| A Rs. 1,000 dining voucher for Accor Hotel | 2% on every other transaction through the card |
Axis Bank Vistara Infinite Credit Card:
| Welcome Benefits | Rewards Rate | Joining Fee |
| One complimentary voucher for a business class ticket | For every Rs. 200 you spend, you earn 6 Club Vistara (CV) points. | Rs. 10,000 + GST |
Air India SBI Signature Credit Card:
| Welcome Benefits | Rewards Rate | Joining Fee |
20,ooo reward points | For every Rs. 100 spent on tickets for self, booked through airindia.com, 30 reward points earned. | Rs. 4,999 + GST |
| For every Rs. 100 spent on tickets for others booked through Air India’s website, 10 reward points are earned. | ||
| 10 reward points earned for every Rs. 100 spent on tickets for self and others through Air India’s call centre or booking offices. |
Etihad Guest SBI Card:
| Welcome Benefits | Rewards Rate | Joining Fee |
| 2,500 Etihad Guest Miles | On every Rs. 100 spent on Etihad.com, 3 Etihad Guest Miles earned | Rs. 1,499 + GST |
| Get Etihad Guest Silver tier status | For every Rs. 100 spent on international transactions, 2 Etihad Guest Miles earned. | |
| On the first booking for Etihad Airways, 1 complimentary wifi voucher | 1 Etihad Guest Mile earned on every Rs. 100 spent through the card. |
Axis Bank Miles & More Credit Card:
| Welcome Benefits | Rewards Rate | Joining Fee |
| 15,000 miles redeemable on Lufthansa Airlines | For every Rs. 200 spent, 6 miles awarded | Rs. 10,000 + GST |
IRCTC SBI Card Premier:
| Welcome Benefits | Rewards Rate | Joining Fee |
1,500 reward points | 3 reward points for every Rs. 125 spent toward dining and utility bills paid through standing instructions | Rs. 1,499 |
| For every Rs. 125 spent on non-fuel retail purchases, you earn 1 reward point |
MakeMyTrip ICICI Bank Platinum Credit Card:
| Welcome Benefits | Rewards Rate | Joining Fee |
| Rs. 500 in MyCash | For every Rs. 200 spent on booking a hotel or holiday through MMT, you earn MyCash of Rs. 3. | Rs. 500 + GST |
Rs. 5,000 worth holiday voucher redeemable on MakeMyTrip | For flights booked through MMT, you earn Rs. 2 MyCash | |
| On all international spends outside MMT, you earn Rs. 1.25 MyCash | ||
| On all domestic spends outside MMT, you can earn Re. 1 MyCash |
Yatra SBI Credit Card:
| Welcome Benefits | Rewards Rate | Joining Fee |
Once you pay your membership fee, you get e-gift vouchers worth Rs. 8,250. | For every Rs. 100 spent on groceries, movies, departmental stores, entertainment, and dining; you earn 6 reward points. | Rs. 499 + GST |
| For every Rs. 100 spent on all other purchases through the card, you earn 1 reward point |
InterMiles HDFC Bank Diners Club Credit Card:
| Welcome Benefits | Rewards Rate | Joining Fee |
InterMiles Gold membership for the first year and up to 25,000 bonus InterMiles | For every Rs. 150 spent on retail transactions, you earn 8 InterMiles | Rs. 5,000 + GST |
| For every Rs. 150 spent on flights and hotels booked through intermiles.com, you earn 16 InterMiles |
Emirates Skywards ICICI Bank Emeralde Credit Card:
| Welcome Benefits | Rewards Rate | Joining Fee |
| Membership to Emirates Skywards Silver Tier | For every Rs. 100 spent, you earn 2.5 SkywardMile Miles | Rs. 10,000 |
| 10,000 Emirates Skyward Miles | For every Rs. 100 spent on utilities and insurance, you earn 1 SkywardMile |
Conclusion
Knowing the best travel credit cards in India and their advantages and features helps you in making an informed choice since you can compare credit cards and pick the best one for yourself. Depending on whether you want better offers on hotels or flight tickets, you can make your choice if you know the important features of different cards. You can also opt to get a credit card from aggregators like MakeMyTrip or Yatra to ensure discounts at every step of your trip.
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