The best credit cards offer beneficial rewards and cashback offers to customers. As a cardholder, you receive reward points and cashback on every payment and can redeem these points later to avail yourself of attractive discounts and privileges. Banks play a significant role in credit card bill payments by offering multiple ways to pay your bills on time. This article enlists five cards that let you access the best credit card rewards in 2023.
Choose the IDFC FIRST Select credit card to access premium features.
IDFC FIRST Bank’s Select credit card offers a range of beneficial rewards, including travel benefits and offers throughout the year. Here is a summary of these rewards:
- Customers get 4 Complimentary domestic airport lounge visits per quarter across all major domestic airports with their IDFC FIRST Select credit card.
- IDFC FIRST Bank’s Select card is a ‘lifetime free credit card’ that charges no joining or annual fees from cardholding customers.
- The bank offers a ‘buy one, get one’ offer on movie tickets worth up to ₹ 250 on the Paytm mobile app. This offer is valid twice a month.
- Customers can avail of more than 300 merchant offers all year round and up to 20% discount at more than 1500 restaurants.
- IDFC FIRST Bank also offers 4 Complimentary railway lounge visits per quarter.
The HFDC Millenia credit card offers various benefits to cardholders.
- HDFC Bank offers a 5% cashback on all shopping expenses through major e-commerce sites.
- Customers can get 8 Complimentary domestic airport lounge access per calendar year.
- HDFC Bank offers a 1% cash back on all other expenses.
Check out SBI’s BPCL credit card.
State Bank of India’s BPCL credit card offers the following features and rewards:
- SBI offers 2000 bonus reward points as a welcome gift.
- The bank offers up to 13X reward points on fuel purchases at BPCL petrol pumps.
- Customers get one reward point per ₹ 100 spent on non-fuel categories.
Get Axis Bank’s Neo Credit Card.
Here are the benefits of Axis Bank’s Neo credit card:
- Customers can earn one reward point for every ₹ 200 spent.
- Axis Bank offers a 40% discount on orders placed on Zomato. Customers can benefit from a maximum rebate of ₹ 120.
- Axis Bank also offers a 10% discount on movie tickets purchased on Book My Show.
Opt for ICICI’s Platinum credit card which charges minimal fees.
- ICICI Bank’s Platinum credit card is a lifetime free credit card with no joining or annual charges.
- Customers can benefit from a 1% fuel surcharge waiver.
- ICICI Bank also helps customers save 15% or more on their dining bills at over 2,500 participating restaurants.
Before choosing a credit card, you must be sure about the financial goal that you wish to meet using these extra funds and plan for the repayment of your credit card dues. You can do the latter before applying for the credit card by using a credit card EMI (Equated Monthly Instalments) calculator. You can use a credit card EMI calculator like the one on IDFC FIRST Bank’s site to calculate your future EMIs. Customers can plan more efficiently for their future expenses by factoring in their future EMIs.
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