Staying updated about your vehicle’s insurance status is just as important as maintaining the car itself. Whether you misplaced your policy documents, bought a pre-owned vehicle or simply forgot your renewal date, a quick car insurance check using the registration number can give you all the essential details. Today, most platforms allow you to retrieve policy information within seconds, making the process effortless and entirely online.
Why You May Need to Do a Car Insurance Check for Details
If you own a vehicle, having valid car insurance is mandatory in India. But many car owners are not always sure about their exact policy status, especially when renewals, ownership transfers or old records are involved. Here are the common reasons why you may need to verify the details:
- You forgot the policy expiry date and want to avoid a lapse.
- You lost the physical policy document.
- You are buying a used car and want to confirm if the insurance is active.
- You want to verify insurer details after purchasing a new policy.
- You need information for a claim or inspection.
A quick verification ensures your vehicle is legally compliant and financially protected at all times.
How to Check Car Insurance Details by Registration Number?
Through the VAHAN Portal
The VAHAN portal is one of the most reliable ways to view insurance details linked to your vehicle.
Steps:
- Visit the official VAHAN portal
- Go to “Know Your Vehicle Details”
- Enter your registration number
- Submit the OTP
- View policy details such as insurer name, expiry date and policy type
This is especially useful when you want government-verified information.
Through the State RTO Website
Many state transport departments provide insurance verification tools. You simply enter your vehicle number, after which the portal displays insurance validity and insurer details.
While the information may not be exhaustive, as VAHAN, it is still a quick and accessible option.
By Contacting Your Insurance Provider
If you remember your insurer but don’t have the policy number, customer support can retrieve the details using your registration number.
This method is helpful when online portals have not updated to the latest renewal date.
Via Insurance Information Bureau
The IIB database maintains insurance records for vehicles across India.
Steps:
- Visit the IIB database
- Select “Vehicle Insurance Status”
- Enter registration number, mobile number and other required details.
- Submit and view your insurance status.
If your details do not appear, it might mean the policy is newly purchased and the data has not been updated yet.
What to Do If Insurance Information is Not Found?
If none of the platforms display your policy information, here is what to do:
- Recheck the spelling/format of your registration number.
- Check using the vehicle’s engine or chassis number on IIB.
- Contact your insurers directly.
- Look for old SMS or email confirmations from the insurer.
- Cross-verify with the dealer in case of a new car.
Conclusion
A car insurance check using your registration number is one of the easiest ways to stay updated about your policy’s validity and insurer details. With digital platforms simplifying access, you can view your insurance status anytime without paperwork. Insurers like TATA AIG also offer transparent online policy management, making it convenient to renew, download or verify your car insurance whenever needed.
Write and Win: Participate in Creative writing Contest & International Essay Contest and win fabulous prizes.
About the Author
