The monsoon season brings refreshing rain showers and a much-needed respite from the scorching heat. However, it also increases the risk of viral infections, allergic reactions, and other health issues. To fully enjoy the rains while staying safe, it is essential to adopt healthy habits. This article presents the top tips to help you maintain your health and avoid viral infections during the monsoon season.
Moreover, this article highlights the significance of health insurance coverage during the monsoon season. Understanding the features, inclusions, limitations, and exclusions of thebest health insurance policies is vital for making well-informed decisions about coverage.
Healthy Habits During Monsoon That Could Help You Avoid Viral Infections
To stay safe and enjoy the rain to the fullest, following some simple health tips is essential.
- Firstly, it is crucial to increase your intake of vitamin C. This helps boost your immune system, making you less susceptible to illnesses.
- It is necessary to keep our bodies hydrated during the rainy season. Ensure you drink clean and purified water at home and outside. Carrying your own bottle of water is wise.
- Include probiotic foods like curd, yoghurt, buttermilk, and homemade pickles in your diet to improve digestion and nutrient absorption.
- Avoid consuming street food and freshly cut fruits sold on the roadside. The stagnant water and mud present in potholes act as breeding grounds for harmful microorganisms. Exposure to open air increases the risk of contracting diseases from such food items.
- Mosquito breeding is a significant concern during the monsoon. To prevent mosquito-borne diseases, ensure there is no open water storage in your home. Cover pots and vessels properly, unclog drains, and remove stagnant water from your surroundings.
- After getting wet in the rain, it is advisable to bathe with a disinfectant to eliminate the microorganisms you may have come in contact with.
- Damp clothes can lead to the growth of moulds, particularly during the monsoon. Ironing your clothes helps in preventing mould formation.
- Wash vegetables and fruits under running water before consumption. Germs can reside on their skins, so proper cleaning is essential.
- Getting enough sleep is crucial for a healthy immune system. Aim for 7-8 hours of sleep each night to reduce the chances of monsoon season flu and cold-like conditions.
- Engage in indoor exercises like jumping rope, squats, planks, and burpees to stay active and boost your immunity. Regular exercise improves blood circulation and strengthens your immune system.
- Maintain good hand hygiene by washing or sanitising your hands before eating, especially when you are away from home. This practice helps eliminate harmful microbes that may be present on your hands, as the monsoon season promotes their growth.
- If you get drenched during your commute and need to enter an air-conditioned room, make sure you dry yourself completely. Cold drafts from air conditioners can worsen cold-like symptoms if your skin and clothes are wet.
- Take precautions against mosquitoes, both indoors and outdoors. Use mosquito repellents and nets, and consult a doctor if you feel unwell.
In addition, always choose the best health insurance in the market to avoid hefty medical expenses during the monsoon.
Importance of health insurance during monsoon season
Health insurance is essential during the monsoon season due to several reasons.
- The favourable weather conditions during this time create an ideal environment for the rapid growth and spread of disease-causing organisms.
- Mosquitoes and other vectors breed in stagnant water, increasing the risk of vector-borne diseases.
- Fluctuating temperatures can make individuals more susceptible to flu-like illnesses.
- The monsoon season sees a rise in road accidents due to poor visibility and slippery roads.
It is important to note that the elderly population is more susceptible to various health issues during rainy weather. These may include symptoms such as persistent cough, nasal congestion, influenza, respiratory ailments, viral infections, inflammation of the eyes, gastrointestinal problems, ulcers, joint discomfort, and fatigue. Thus, including senior citizens in your family health insuranceor investing in senior citizen health insurance is always a smart move to handle unexpected medical expenses easily.
Some common monsoon medical insurance coverage
Many insurance providers offer monsoon-specific health insurance policies. Often these may include family health insurance.Look for policiesoffering:
1. Comprehensive coverage: This offers coverage for hospitalisation expenses related to vector-borne diseases, such as dengue and malaria, accidental injuries, and non-communicable diseases.
2. Coverage for diagnostic investigations: This aspect covers the costs of diagnostic tests and investigations required for diagnosis and treatment.
3. Outpatient coverage: Some plans cover outpatient visits and follow-up consultations post-hospitalisation. Insurers may offer such coverage for various senior citizen health insurance plans; check with your insurance provider for a clear understanding of the scope of coverage.
While health insurance policies have general inclusions and exclusions, it is also essential to be aware of waiting periods associated with specific plans. Check with your insurance provider before signing on the dotted line.
Conclusion
Practising healthy habits during the monsoons can significantly reduce the risk of viral infections and other health issues. Increasing intake of vitamin C, staying hydrated, consuming probiotic foods, and avoiding street food are practical measures to protect against illnesses.
In addition to these preventive measures, having a healthcare policy, especially senior citizen health insurance, is crucial during the monsoon season for financial protection against potential health risks. Remember to compare different policies and go for one that is right for you.
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